Recently I've had the pleasure of meeting with a few different lots of lovely pre-retirees. They're of similar ages, yet they're entirely at different stages of preparation for their retirement journey. Sadly, some haven't even really started! I'd like you to imagine starting the longest holiday of your life with the equivalent of a blindfold in place? Or maybe trying to drive with a flat tyre. How far could you get before frustration or boredom set in? It's a stark reality...retirement today is nothing like retirement was twenty years ago when I started financial planning. It's a very different beast! Now retirement can be confusing...and extremely complex.There's no such thing as simply finishing work and then being entitled to a full aged pension like it used to be when you'd reached retirement age.