We’re Not A One Stop Shop!

Despite popular perception, not all financial planning firms are one stop shops. Let me assure you we’re far from a one stop shop! There are many times where prospective clients are referred to a more suitable person…it depends on their needs. Sometimes we need legal matters sorted before we can start the process of planning.…

The Importance of Being Relatable

When you’re looking for any professional to work with, I always feel it’s important to have a first meeting with no obligation for either party to engage. For me the first meeting is about being relatable and professional all at the same time. First meetings should be an opportunity for each party to assess whether…

Full Disclosure Is Important!

Today was a first…I almost walked out on an appointment I’d travelled to. After sitting with a prospective client and getting the run around, lots of evasion and smug smiles I packed up my tool box (pen, paper & calculator) and after explaining I didn’t have time for their games I headed to the door…I…

When Gifting Comes With Risks…

There’s a funny relationship between people and money when it comes to finding ways to reduce the costs of age care. A woman called, her Mum urgently needs permanent residential care. Mum’s a wealthy self-funded retiree and ‘someone’ suggested a 5-year plan to gift most of Mum’s assets to her children, suggesting these gifts would…

What happens when you inherit..?

Receiving money from an Estate can totally change people’s lives, in ways they hadn’t thought possible. In the last year I’ve helped several families who’ve lost Loved Ones, only to eventually receive significant financial windfalls from their Estates. Those inheritances have been life changing for the people concerned. Often there’s guilt associated with receiving money…

Why Investing Isn’t For Everyone…Yet!

It’s not because people don’t want to invest, it’s simply because they’ve never managed to have enough money left over after paying for their lifestyle, bills and basic living expenses. There’s a trick to almost anything financial, and that’s being able to manage your cash flow and being in control of your money. It’s important,…

Why do YOU need a vision for YOUR future?

While doing a presentation this week I asked two audience members “What’s your vision for your future”? and got two very different answers! Because the first person was approaching retirement…they’re focused on their retirement lifestyle, where they have time and money to enjoy their family. The second was early twenties…and the response was ‘I don’t…