Tears and Reassurance

I’m exceedingly grateful we provide advice that encompasses uncomfortable things like Estate Planning. Today I received a call from a newly bereaved widow, and her son, their world fell apart when the patriarch unexpectedly died. She had no idea what to do, because he’d always handled ‘the money’. It was a blessing to be able to…

A Case For Personal Responsibility

There’s a thing called personal responsibility…I’m not sure everyone who should have met this concept has. The end of the financial year is fast approaching. Our clients had a time sensitive need that needed to be completed before the end of the financial year. And yet, despite repeated requests, we finally received a vital piece…

When Buyer Beware Needs To Apply

The amount of ‘free investment advice’ available on the internet and at BBQs boggles my mind. Sadly it’s often touted by people with no qualifications…selling ‘financial freedom’ rather than a specific investment…to people looking for a quick solution to financial pain. A client recently asked what I thought of an “opportunity” they’d come across. It…

The Reason We Do What We Do…

Has anyone ever asked you your reason why? Today it was asked at a meeting and made me reflect on why I do what I do. It started decades ago when I was in banking and realised there were some situations simple banking products couldn’t ‘fix’. Some situations require much more than a simple bank account…

We’re Not A One Stop Shop!

Despite popular perception, not all financial planning firms are one stop shops. Let me assure you we’re far from a one stop shop! There are many times where prospective clients are referred to a more suitable person…it depends on their needs. Sometimes we need legal matters sorted before we can start the process of planning.…

The Importance of Being Relatable

When you’re looking for any professional to work with, I always feel it’s important to have a first meeting with no obligation for either party to engage. For me the first meeting is about being relatable and professional all at the same time. First meetings should be an opportunity for each party to assess whether…

Full Disclosure Is Important!

Today was a first…I almost walked out on an appointment I’d travelled to. After sitting with a prospective client and getting the run around, lots of evasion and smug smiles I packed up my tool box (pen, paper & calculator) and after explaining I didn’t have time for their games I headed to the door…I…