A Case For Personal Responsibility

There’s a thing called personal responsibility…I’m not sure everyone who should have met this concept has. The end of the financial year is fast approaching. Our clients had a time sensitive need that needed to be completed before the end of the financial year. And yet, despite repeated requests, we finally received a vital piece…

When Buyer Beware Needs To Apply

The amount of ‘free investment advice’ available on the internet and at BBQs boggles my mind. Sadly it’s often touted by people with no qualifications…selling ‘financial freedom’ rather than a specific investment…to people looking for a quick solution to financial pain. A client recently asked what I thought of an “opportunity” they’d come across. It…

The Reason We Do What We Do…

Has anyone ever asked you your reason why? Today it was asked at a meeting and made me reflect on why I do what I do. It started decades ago when I was in banking and realised there were some situations simple banking products couldn’t ‘fix’. Some situations require much more than a simple bank account…

We’re Not A One Stop Shop!

Despite popular perception, not all financial planning firms are one stop shops. Let me assure you we’re far from a one stop shop! There are many times where prospective clients are referred to a more suitable person…it depends on their needs. Sometimes we need legal matters sorted before we can start the process of planning.…

What happens when you inherit..?

Receiving money from an Estate can totally change people’s lives, in ways they hadn’t thought possible. In the last year I’ve helped several families who’ve lost Loved Ones, only to eventually receive significant financial windfalls from their Estates. Those inheritances have been life changing for the people concerned. Often there’s guilt associated with receiving money…

Why do YOU need a vision for YOUR future?

While doing a presentation this week I asked two audience members “What’s your vision for your future”? and got two very different answers! Because the first person was approaching retirement…they’re focused on their retirement lifestyle, where they have time and money to enjoy their family. The second was early twenties…and the response was ‘I don’t…