Has anyone ever asked you your reason why? Today it was asked at a meeting and made me reflect on why I do what I do. It started decades ago when I was in banking and realised there were some situations simple banking products couldn’t ‘fix’. Some situations require much more than a simple bank account…
A prospective client called recently, asking did I know anything about Centrelink rules and what the impacts could be on her situation. Turns out I know quite a bit about Centrelink’s rules. I’ve been creating Centrelink effective strategies for more than 20 years now. What the client was proposing would have left them at risk…
Despite popular perception, not all financial planning firms are one stop shops. Let me assure you we’re far from a one stop shop! There are many times where prospective clients are referred to a more suitable person…it depends on their needs. Sometimes we need legal matters sorted before we can start the process of planning.…
Recently I got a call from a potential client…one of the first things out of her mouth was ‘What are your fees?’ The thing is…financial planning is not a one size fits all situation, which means it’s not a situation where one fee fits all! Our fees are variable, with the cost of services provided…
Receiving money from an Estate can totally change people’s lives, in ways they hadn’t thought possible. In the last year I’ve helped several families who’ve lost Loved Ones, only to eventually receive significant financial windfalls from their Estates. Those inheritances have been life changing for the people concerned. Often there’s guilt associated with receiving money…
While doing a presentation this week I asked two audience members “What’s your vision for your future”? and got two very different answers! Because the first person was approaching retirement…they’re focused on their retirement lifestyle, where they have time and money to enjoy their family. The second was early twenties…and the response was ‘I don’t…
Downsizing is not a dirty word… The government recently introduced the ‘downsizer contribution’ as one of a number of measures aimed at improving housing affordability; giving those 65 and over the opportunity to contribute up to $300,000 to superannuation after selling a qualifying property without standard contribution eligibility rules applying. The thing is there’s no…
Have you ever googled something only to discover there should be a simple answer…but there’s not? Recently I spoke with a prospective client, she and her sister were at loggerheads over making a decision for their mother’s care. Sister A) is willing to seek advice, after all she know’s this is one of my specialty…
Ever found yourself with good intentions..? You know, like when we’re planning to start, but it’s too darn hard to get started? Action is need but it’s easier not to start. It’s the same when people decide to do something about improving their financial situation. Not only can starting be hard to do, sometimes we…
In the past few weeks I’ve been contacted by a number of upset women, mainly suffering from broken hearts and dreams and all anxious about their futures. All had had their dreams shattered by a relationship breakdown and hoping to figure out where they stand financially even though their hearts were aching. What scared me…
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